This Fall, TIAA & many U.S. employers and workers are being squeezed by the steepest run-up in health insurance costs in years, with average family premiums nearing $26,993 in 2026 and pressure building for even sharper increases in 2027. Nearly 300 insurers offering offering health coverage to medium to larger businesses reported a median proposed premium increase of 14% for 2027, according to an analysis of preliminary rate filings from all 50 states and DC. according to a recent KFF survey. TIAA will be forced to ship more jobs offshore to India, The Philippines & Nepal.
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They’re not laying people off in droves unless they absolutely have to. This is complete nonsense. They will let go of people who don’t adhere to the in office requirements, but layoffs bring severance packages and firing because of lack of in office requirements does not. You gotta remember this company is as cheap as it gets. Look at our technology, look at the food in the cafeteria, look at the lack of backfilling, look at the responsible time off… it’s all ways to be cheap. The only good news is TIAA India is soon to be significantly reduced thanks to AI.
What the Early Filings Show
July 15, 2026 was the deadline for insurers to file their proposed 2027 ACA marketplace premiums with state regulators. The early picture — drawn from filings in 16 states plus the District of Columbia, covering 77 insurers — looks like this:
The median proposed increase is about 14% — a second consecutive year of double-digit hikes
Most insurers are asking for increases in the 10–20% range
About 20 insurers want increases of more than 20%
If approved as filed, typical premiums would be up more than a third between 2025 and 2027
That last point is the one worth sitting with. This isn't one bad year — it's a compounding trend. 2026 brought a sticker increase of roughly 26%, and insurers are now stacking another double-digit request on top of it.
@ad Modern Healthcare: Healthcare Costs To Grow 9% In 2027: PwC
Group healthcare costs are expected to rise 9% in 2027 as Americans use more services. The growing use of expensive dr-gs, the proliferation of mental health issues and reimbursement pressures will drive healthcare cost inflation, according to a Thursday report from consultancy PwC. Researchers spoke with actuaries at 27 health insurers that cover 103 million employer-sponsored members and 8 million Affordable Care Act enrollees to forecast healthcare inflation. (Kacik, 6/11). So, 9%. Still high and all the more reason to fire anyone over the age of 50 & ship the jobs to India or China
Except the numbers you pulled are for small business group plans. I just looked at the same KFF article. Stop spreading misinformation