@ap+1m0te7ypm I think the salary cap is $100,000. Been here over 20 years, and I don’t even make that much. My dept doesn’t like to promote often and mixed with 2% raises. Was too scared to move to another dept. I too often saw people leave and then be first to be let go in their new group. I guess at least I like the people I work with. It should be 1st time home owners or for one time qualifying home repairs to those under the salary band. I haven’t made substantial home repairs in 10 years, except when absolutely necessary, because I’ve been too nervous about layoffs plus my salary not keeping up with inflation.