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With existing medical condition, I am trying to figure out the cost of COBRA. I currently have United PPO + Dental + Vision insurance. Any pointers on how much will be my contribution going forward ? I took no break & started applying left,right & center. No interview calls from any potential employers.
Regards
With the brutal layoff's , I am also one of those unlucky one with close to 30 years of hard work & dedication. Anyway, hope someone can shed light o my questions below. I am based out of CA
With COBRA , Could I choose only dental & eye insurance ? I maybe wrong, medical insurance from Obama Care plans could be cheaper that COBRA. I don't see an option to just pick Eye & Dental plans.
Second question ... looks like COBRA plans could be added within 6 months of layoff's ? If I pick COBRA plans say after 4 months, does it start from that day & continues for 18 months OR no ?
Third question ..Assuming I take COBRA plan for this year, do I get an option to pick a different medical plan during Open Enrollment ?
Fourth Question .. Arag & life insurance plans are history now ? I am sure that's true
Lastly, what's everyone doing for medical plans in Lieu of COBRA offer ?
It seems that they will be covering our healthcare costs (by paying the difference on COBRA) starting from the severance package in September. Does anyone know if we will receive the same healthcare support if we get laid off in November? From what I've heard, they typically cover it for about a month or two after being laid off.
Also, why wouldn't they promote the subsidized COBRA plan to encourage people to consider this option if the November severance package is less favorable?
I'm considering the severance package but am wondering if anyone knows what subsidized Cobra means? I assume our bi-monthly payment towards health insurance would dramatically increase? Especially when a family is on your account?
Does Oracle pay for the first month of COBRA 100% or the same percentage as if you were a regular current employee?
I understand after the first month of separation, you are 100% responsible for monthly COBRA premium, which can be $2000+/month for a family plan.
Can I select just the dental and VSP for COBRA and not medical?
Is that still the best option to continue with or are there any good alternatives?
Left the company 6 months ago due to RTO and a $10k base cut was the cherry on top. Received all exit paperwork, Cobra, Fidelity as expected.
This month I received a love letter from HR claiming in June they identified a mistake they made allegedly overpaying me. The letter sent includes instructions to send them just under $2000 lol. Zero explanation or supporting documentation with pay stubs or commission statements. WTF 😂
Recently let go.
If I get a consulting/contract gig, can I maintain my WF insurance during the duration of the severance period?
Was covering cobra premiums part of severance?
I suppose it varies by region. I've looked at the Obamacare policies and even the platinum plans are lousy.
If you are 65 or older, sign up for Medicare (Parts A and B) even if it means paying the income-based surcharge. If you lose your job, Medicare will only begin on the first day of the following month, and it can take time to get supplemental plans in place. COBRA will not cover you once you are eligible for Medicare. If you have an accident or a serious illness during that gap, you could be left without any coverage.
This sums it up well - tagging it #COBRA
COBRA coverage is expensive, but still cheaper than what it would be if you had to buy your own under ObamaCare (unless you end up in a subsidized situation). I just switched over from COBRA to having to buy regular insurance; my rate is higher and the coverage is lower.
COBRA will include your vision care, which, in the US, covers one pair of glasses per year. It doesn't depend on the date (e.g., it can be less than a year since your last pair), so if you end up with COBRA, get your glasses before COBRA ends. Our vision care is great... take advantage of it.
Is #Lowes going to discontinue our medical insurance the same day we are laid off (I am pretty sure I am gone, just my gut feeling)?
Does anyone know many #gold coins #COBRA is going to cost me per month and if I need to insure my whole family?
And does COBRA cover medical insurance only, or vision and dental insurance as well?