#insurance

OH and OK added as ICHRA states. Does this mean we no longer have the option to choose from the 4 options we had before?

I've heard from IN folks ICHRA is AWFUL, not accepted country wide and lacking providers who actually take the plan...

When did Allstate start using a company called Pilot by Robert E Uhler License 4028069 to handle personal auto policy liability claims? I didn’t know we contracted out our LdU claims.

Anyone else see the news article out of Oklahoma City (KFOR news) uncovering emails from top executives related to SF claims practices Would not be surprised if some resignations and/or additional insurance commissioner investigations result from this.

Early retirement is close. Is it smart to jump now or should I wait? My wife says take the plunge since her insurance covers us, but I'm still not sure.

I am curious as to what kind of experiences those with the Indiana ICHRA healthcare plans are having this year so far. Are there any big challenges or any positives that you're seeing and has anyone been told whether or not you all will have to stay on those plans for 2027 and beyond?

https://finance.yahoo.com/healthcare/articles/health-insurers-dropping-medicare-advantage-100000446.html

Thousands of seniors are receiving notification that their Medicare Advantage plan won't be available next year, and there's nothing they can do about it except find another option.
One in 10 Medicare Advantage policyholders face forced disenrollment this year, according to an analysis by researchers at the Johns Hopkins Bloomberg School of Public Health. That's as many as 2.9 million Americans.

For recently laid off people.
Companies is working to fix.

They can't even do that routine and simple things right.
Because experienced people already gey laid off.

Via Benefits is leaving messages that Wells Fargo authorized them to call me about Medicare. I did search and found them to be some sort of insurance advisory company. Before I call them back, does anyone have any experience with Via Benefits? Seems fishy, lots of companies want to “help” us Senior folks with Medicare.

Maybe they have a free knee brace offer that has a stage coach logo?!

https://share.newsbreak.com/j6gnzs7h?s=i16

Was there for quite a while paid upwards of $1300 a month for many many years.

Deductibles were high, even on the plan where they deductible was the least amount.

Prescriptions were expensive, even with that insurance.

Post Baker Hughes I’m coming to realize that their insurance was not all that great..

Now at a different employer with their insurance, it’s 1/3 cheaper per month deductibles are very, very low and prescription medicine is cheaper.

I just joined the company. The recruiters talked up the benefits including insurance. Now I can’t seem to find a dentist who takes our Delta Dental insurance. Is there a shortage of dentists in Houston or is Delta Dental just garbage insurance?

https://realeconomy.rsmus.com/healthcare-industry-trend-watch-week-of-july-20-2026/

I have been looking at the lantern surgery/cancer care card and it requires bariatric surgery just to be able to get that healthcare covered.

What a joke

What kind of cr-ppy insurance is that!!!

I was ‘laid off’ (UK) and had purchased travel insurance as a benefit. Is anyone able to provide details of the provider/group group policy number as having trouble locating.
Many Thanks.

Have anyone heard anything about life? Service to be exact? We have been told an AI system is being pushed to agents offices. Unsure if anyone has heard what’s going on over there.

What happens to health coverage after you get laid off? I'm really stressed about losing mine and can't afford to be without it.

All of these large for-profit health insurance corporations such as Humana, Cigna, Centene, Elevance, etc. really need to go under or have the government completely remove their contracts for administering Medicare & Medicaid and those contracts need to be granted to non-profit and not-for-profit companies.

Shareholders and large banking firms never should have gotten their greedy fingers into heath insurance, which is intended to be a lifesaving and quality of life industry for our elderly seniors (and also the poor and disabled), which are human-beings, our brothers and sisters, that deserve our love and respect.

If we get caught denying 49% of home insurance claims, why are we continuing to lay people off when we obviously put resources into 51% of the claims we accept??? Are there people out there just do nothing????

Farmers Insurance confirmed job reductions last month. At least 350 positions were cut. These layoffs impacted personal and commercial auto, claims, and distribution. Smaller reductions also happened in 2025. These included auto repair, training staff, and commercial lines.

https://www.repairerdrivennews.com/2026/07/07/pc-specialist-reports-claims-department-layoffs-at-farmers-insurance/

Long Term Boca Retiree here. The Florida Office of Insurance Regulation released it market conduct investigations report in April 26. Truspire is going out with a literal bang !

Florida cited and fined both Mutual of America & Truspire over a collective $60,000 in fines for violating Florida law & insurance statues. These were over some BS LTC filing. But, MoA & Truspire received more fines (5) then any other insurance company. Not sure who in the legal area w/the states dropped the ball but this is very embarrasing. For more details go to:

FLOIR.gov

and read for yourselves.

Someone was asleep at the switch. time to dock his pay or ship his role to India.

I didn't realize you could convert the group life &/or AD&D insurance after severance into a Whole Life policy or port to term life / AD&D policy via MetLife. I always thought those coverages were just benefits available while you're employed and once you're gone you're done and gone.

For the life in particular, what made you choose Whole or Term? Did you compare rates with other carriers? For me personally, I don't think I'll qualify for anything else with anybody else because of medical condtions, so the whole conversion is making some sense, even if I can't compare rates.

I guess I could call Big Lou.

Will the Cobra coverage only apply for medical? Will vision and dental be covered?

Can someone tell me if they received insurance during the displacement was it Cobra? how long did you have it? and did Wells pay their part of the insurance?

I didn't receive the offer, but I'm still curious, what kind of medical coverage comes with it? Do you get a full year, 60 days, or something else? Considering current costs of health insurance, that's be the one thing that'd make me decide for or against taking the offer.

USAA just return 1 billion to its policyholders in Florida. Does State Farm have the ba--s to do the same in more states?

A couple denied coverage by UntedHealthcare their twins needing care in the NICU:
youtube.com/shorts/4VVE-GO4cbg?si=I0OWMbq7qc5jzxea

Not layoff related, but here is another example of why UHG is so hated. Couple denied coverage by UHC for preemie twins in NICU.

Help this go viral:
youtube.com/shorts/4VVE-GO4cbg?si=I0OWMbq7qc5jzxea

Just remember UHC can always keep lowering the bar on healthcare:

youtube.com/shorts/4VVE-GO4cbg?si=I0OWMbq7qc5jzxea

Pinnacol Assurance laid off 43 employees earlier this month. This reduction represents about 7.5% of its total workforce. The company stated these cuts are a proactive measure to refine operations. A proposed ballot measure to privatize Pinnacol Assurance was withdrawn. Supporters will now pursue reforms through the state legislature.

Colorado

https://www.denverpost.com/2026/05/29/pinnacol-layoffs-state-workers-ballot/

PacificSource Health Plans announced it will lay off 97 Oregon employees by July 31 as the nonprofit insurer scales back operations following its decision to exit Affordable Care Act marketplace plans in Oregon, Idaho, and Montana after 2026. Company officials said the cuts are necessary to align staffing with a smaller business footprint amid mounting financial and industry pressures. The changes will affect roughly 60,000 members who will need new coverage next year and come as Oregon's health insurance market undergoes significant consolidation and enrollment declines.

A new Insuranceopedia analysis details the rising financial impact of tech layoffs. In 2026, losing a tech job costs workers an estimated $14,400 per month. This figure includes approximately $13,750 in salary and $625 for private health insurance. The monthly financial blow is 36% higher than in 2021 and 56% higher than a decade ago. Tech companies have already cut nearly 115,000 jobs this year, accelerating the industry's layoff crisis.

https://americanbazaaronline.com/2026/05/28/losing-a-tech-job-in-2026-now-costs-workers-nearly-14400-month-481700/

How long does your insurance last if you get laid off or quit? Until the end of the month or end of the current pay cycle.

PacificSource Health Plans will exit the Affordable Care Act marketplaces. The company will not participate in the health insurance exchanges next year. It is also withdrawing from Montana operations. PacificSource is a nonprofit health insurer. Approximately 30,000 members are currently on its exchange plans.

Montana

http://www.modernhealthcare.com/insurance/mh-pacificsource-aca-exchanges-montana/

For those that have left and received their termination packages, how long is the company offering health, dental, and life insurance benefits?

Just trying to get ducks in a row. If anyone knows what the monthly premiums are, it would be appreciated.

That just got notified they were laid off would be

On here. Sorry it’s a bunch of lying trolls in the real world they’d be figuring out insurance and severance and contacting family.

State farm been getting over on everyone lately when hear it is we pay our bill faithfully every month but can't help customers that pay that bill every month my house was had water damage that mess up my daughter and son room they try to offer me 500 dollars what is that going to do get some materials ok they told me it was my roof I got it fix out of pocket and they didn't want to help me fix my children ceiling I wish I never ever dealt with them

The head of wealth insurance distribution, Steve Sugumele, got let go. Anyone know if the insurance business is on the chopping block?

What is this huge push all about? Why are they closing claims they know will reopen?

President Donald Trump commended insurance companies for their response to the January 2025 Los Angeles wildfires, while criticizing banks, particularly Wells Fargo & Co. Trump took to Truth Social on Thursday to praise insurance companies for “stepping up to the plate” and making “big progress” in treating homeowners affected by the disaster. However, he criticized banks for their inadequate response. He pledged to investigate their actions and urged them to treat the victims fairly. “Wells Fargo, in particular, has been very difficult to deal with,” wrote Trump.