#earnings

Any ideas?
Or am I just starting to see issues everywhere?

https://nypost.com/2026/01/14/business/wells-fargo-posts-higher-profits-after-fed-scraps-asset-cap/

The market is responding positively. Good earnings, leadership shakeups and renewed confidence from analysts. Sure the company will look nothing like it has, and more people will lose their job but I am cautiously optimistic he is going to plow through the BS and make positive headway.

Centene posted a $6.7 billion in losses across 2025, 1.1 billion dollan loss in Q4
for contect they made 3.3 billion profit in 2024

https://www.fiercehealthcare.com/payers/centene-reports-11b-loss-q4-elevated-medical-costs-continue-strain-finances

Earnings report day! Before opening bell too, I believe. Looks like the poster who thought last Friday was going to see massive layoffs was off by one week. Earnings may be okay for Q4 2025, but outlook for 2026 and beyond is gonna su-k.

YoY revenue down, weak Q2. Tumble!

We are going to blow past earnings and guide higher for the next quarter. It's up up and away from here for OT

Qualcomm seems to have perfected the impossible: beating earnings quarter after quarter while watching its stock drop every single time. Once is bad luck. Repeatedly is a leadership failure. When results are consistently strong and the market reaction is consistently negative, the problem isn’t performance — it’s how the story is being told at the top.

USAA had the highest profit last year ($7.9 B) almost twice as much as last year. Almost 7.0B was in P&C alone.

Based on the above earnings, ideally the company scorecard should be higher than at least 125%.

The real driver of the high profitability was because of all the efforts of the senior leadership and they need to be awarded handsomely. But unfortunately you people won’t understand that, so we are going to do the next best thing, not tell you anything and still reward the senior management. So we lowered allocation for you to give more to the senior management.

We will hide behind false numbers like what we gave to Members which increased from 3.7B to 3.8B to 4.0B just during the meeting, but no details will be provided on the breakdown of that number.

Unfortunately the real truth will be reported by the local media in March when the senior management compensation becomes public through insurance company filings. So, we are working with local media to see if we can suppress that information.

Cheers!

Congrats to everyone. Good earnings keeps the Grimm Reaper away.

Lots of big swinging di-ks flying into NY next week for earnings. Seems like lots of people behind closed doors these days all over the place. Merger? Major Acquisition? Feels like something different.

Anyone have any predictions for earnings next week?

With the stock in the 50s currently, anything but massively overachieving would be a disaster.

Verizon beat earnings and revenue expectations and showed strong net subscriber additions, its best in years.

The company provided strong guidance for 2026, forecasting increased EPS and cash flow growth.

Up 16% since the earnings dropped. Silly haters.

4th quarter and full year earnings are due out tomorrow. They’re probably going to be very good.
But only because refining margins have been pretty good, not because Go Go has done anything worthwhile.

Stock free falling now, markets aren't happy with the CEO or divesture

Heading to ten bucks a share

Earnings Thursday could be the end

I can’t wait to hear Farley’s voice reading from the script. From the DN:

Ford aluminum supplier not back at full output after September fire

Detroit — Production of aluminum at Ford Motor Co. supplier Novelis still has not fully resumed more than four months after a devastating fire disrupted supply of the metal to Ford's lucrative pickup trucks, according to two people familiar with the matter.

Following a massive blaze in September at the New York facility, Ford cut its 2025 profit guidance and said it would lose the output of up to 100,000 F-Series pickup trucks through the end of 2025. The company estimated the cost would be up to $2 billion, and it planned to mitigate about half of that. Novelis said it expected to resume full production by the end of December.

An additional fire in late November upset that timeline. Ford at the time said the November fire did not change its projections for its 2025 core profit. It is now unclear how the prolonged shutdown at the facility's hot mill might affect Ford's results for the fourth quarter or the first quarter.

A Ford spokesperson said the company would provide an update when it reports fourth-quarter earnings on Feb. 10. A Novelis spokesperson pointed to the company's November statement, in which it said it "will continue to leverage alternate sources, including its global network of plants and industry peers, to mitigate impact."

The automaker is buying aluminum from other Novelis facilities, Ford executives have said.

Ford's F-Series line, which includes the F-150 and larger Super Duty truck, is by far the company's top seller and generates the bulk of its global profit, analysts estimate. While Novelis also supplies other automakers, Ford is a major customer because its trucks use a largely aluminum body.

The automaker said last year it would increase production of its F-150 and Super Duty trucks by more than 50,000 vehicles at plants in Dearborn and Louisville, Kentucky, in 2026 to recoup some of the lost production from the Novelis fire. It has axed production of the F-150 Lightning electric truck, which also used aluminum from the supplier, as part of a $19.5 billion write-down on its EV programs.

Novelis said the projected costs of rebuilding damaged plant areas and equipment would total $255 million, in an application for financial assistance from Oswego County, New York.

The reserves replacement discussion on the earnings investor presentation makes no sense at all. It shows 10 year increases but says RRR was 95%.

Anyhow, last year we really only added reserves from Hess. Otherwise, we are a shrinking business.

https://www.wsj.com/business/earnings/ibm-sales-rise-12-as-customers-appetite-for-ai-grows-ff8f8442

The tech company posted a fourth-quarter profit of $5.60 billion, up from $2.92 billion a year earlier

By: Katherine Hamilton
Jan. 28, 2026 4:33 pm ET

International Business Machines recorded higher revenue in the fiscal fourth quarter, as customers move to implement AI in more areas of their businesses.

IBM’s generative AI book of business now stands at more than $12.5 billion, up $3 billion from the third quarter. Chief Financial Officer Jim Kavanaugh said he anticipates that the AI book of business will continue to increase at a similar pace, with growth continuing through the next handful of years.

“What you’re seeing is the early indications of moving from what I’ll call industry experimentation to we are now beginning to the cycle of scaling,” Kavanaugh said.

The Armonk, N.Y., tech company on Wednesday posted a profit of $5.60 billion, or $5.88 a share, in the quarter ended Dec. 31, compared with $2.92 billion, or $3.09 a share, a year earlier.

Stripping out certain one-time items, adjusted per-share earnings were $4.52, ahead of the $4.31 anticipated by analysts, according to FactSet.

Revenue rose 12% to $19.69 billion. Analysts surveyed by FactSet forecast revenue of $19.21 billion. Sales were driven by software and infrastructure, which rose 14% and 21%, respectively.

Within IBM’s software business, data sales rose 22%, while automation was up 18% and hybrid cloud increased 10%. In infrastructure, IBM Z fueled most of the growth, with sales climbing 67%.

Consulting revenues were $5.3 billion, which was a hair below analysts’ expectations. Kavanaugh said businesses are feeling more confident about spending—which typically leads to stronger consulting results—as macroeconomic uncertainty has subsided compared with this time last year.

“While we’re still operating in a dynamic environment, we see pretty good green shoots about growth factors,” Kavanaugh said.

In 2026, IBM expects full-year revenue growth of more than 5%. That would be a slow-down from 2025, but higher than the previous two years. Wall Street was projecting 4.6% in annual sales growth.

IBM in December agreed to pay $31 a share for the data-infrastructure Confluent, which provides technology that helps manage streams of data using AI models. The bo-m in AI usage across industries has boosted the need for its capabilities.

The synergies with Confluent are expected to increase IBM’s total addressable market by more than $100 billion, adding real-time data streaming to the business for the first time, Kavanaugh said.

“It is the glue that brings together IBM’s portfolio,” Kavanaugh said of Confluent.

Any news on CIP now that earnings are out?

Dan the man steering in the right direction. Those stock options will be worth some serious bank shortly!!!

SAP Stock Drops 15% After Earnings. Europe’s Tech Darling Can’t Play With the Big Boys.

SAP stock tumbled Thursday after the German software company reported better-than-expected earnings but disappointed investors with weaker-than-anticipated cloud revenue growth.

https://www.barrons.com/articles/sap-earnings-stock-price-6e124de8

SAP’s American depositary receipts fell about 15% in early trading to roughly $200, putting the stock on track for its steepest one-day decline in more than five years. The S&P 500 was roughly flat.

The company reported fourth-quarter non-IFRS earnings of 1.62 euros per share on revenue of €9.68 billion, up 3% from a year earlier. Analysts had expected earnings of 1.51 euros per share on revenue of €9.75 billion, according to FactSet.

The primary concern for investors was SAP’s cloud business, which has benefited in recent years from demand tied to artificial intelligence. Cloud revenue rose 19% year over year to €5.61 billion, but came in slightly below Wall Street expectations of €5.64 billion.

For the current fiscal year, SAP forecast cloud revenue of between €25.8 billion and €26.2 billion. The midpoint of that range is slightly above analysts’ consensus estimate of €25.98 billion.

The company said several large customers, including Lockheed Martin and Rolls-Royce Holdings, signed deals during the quarter. Still, SAP acknowledged some hesitation among customers amid geopolitical uncertainty. Chief Financial Officer Dominik Asam said the company saw deal slippage in the quarter due to rising geopolitical tensions.

SAP’s results followed a weak reaction a day earlier to Microsoft’s cloud earnings, which also raised concerns about slowing growth in the sector.

The company’s board authorized a new share buyback program of up to €10 billion, set to run from February 2026 through the end of 2027.

SAP is one of Europe’s largest technology companies, with a market value of about $267 billion. That is significantly smaller than Microsoft, but comparable to large U.S. software peers such as Oracle and Salesforce.

Through Wednesday’s close, SAP shares were down 9.1% for the year. Over the same period, Salesforce shares had fallen 9.4%, Microsoft was down 11%, and Oracle had dropped 37%.

slashing costs like crazy (20% of USELESS CORPORATE BR workforce), going lean and "scrappier," obsessing over customer-first moves, and finally turning heavy 5G investments into real subscriber wins against T-Mobile and AT&T.

Critics whining about outages, support drops, and slow growth? Watch the earnings numbers crush those narratives. Subscriber net adds rebound, margins expand, AI plays kick in. Schulman's proven he turns giants around.
Haters gonna hate, but earnings will shut them up. $VZ to the moon under Schooooolman. 🚀

The world has gone simple. Most reporting I have seen today is bought in to the revenue growth narrative. Q4 25 LEX in, Q4 24 LEX out. That is not growth. XRX stand alone has a 9% revenue decline. Would love to see the LEX YOY amounts. We live in a world of twisted truth.

tarrifs, headwinds, ram and the such

I've heard that earnings and growth will surprise to the upside next week

Anyone else hear this ?

https://www.ibm.com/downloads/documents/us-en/1550f7eea8c0ded6

Paste title in your search engine for details

Another earnings call is just around the corner. How do you think Leahy and Miralles spin Q4, CY 25 and the lowest stock price in 5 years?

I'm sure we will hear they cracked the code with the new GTM strategy and "all-weather team".

From my perspective, the single, most important question that needs to be asked is, "Given all the acquisitions, all the layoffs and the all the restructuring, why should we believe this leadership team is the team to return CDW to profitable revenue growth?"

“UHC revenue reflect fewer
consumers served, with
membership expected to range
between 46.9 million to 47.5
million.
Optum revenues of more than
$257.5 billion reflect the
corresponding membership attrition
in Optum Rx and the strategic right-
sizing of Optum Health.“

https://www.unitedhealthgroup.com/content/dam/UHG/PDF/investors/2025/unh-reports-2025-results-and-issues-2026-outlook.pdf

https://seekingalpha.com/news/4542778-unitedhealth-stock-tumbles-q4-results

https://www.ft.com/content/02bc222e-4a66-4440-adb8-517c3ebdc0c0

https://www.wsj.com/business/earnings/unitedhealth-books-hefty-charges-issues-soft-full-year-revenue-outlook-ef81d948

Unh stock is getting crushed right before earnings. Layoffs are going to skyrocket even more here. Brutal

https://www.nasdaq.com/market-activity/stocks/xrx/insider-activity

Classy AF move.

Biggest computing demand in the history of the world.

that massive layoffs are coming soon. Before the next earnings date of 3/9

A few of the posts, the 2026 thread and the threads from October’s layoffs both mention potential cuts coming this month. Last time the cuts happened a little before the earnings report, which is scheduled for January 30th.

Has anyone heard anything or seen any indications of more cuts coming this month?

https://www.stocktitan.net/sec-filings/XRX/s-3-xerox-holdings-corp-shelf-registration-statement-257169fede10.html

So they decided to print more shares. It's down ~12% pre market as of 8:50 EST.

WOW. There is never a good time to do something this stupid, but a week before earnings. This is super desperate.

Can someone who is smarter than me help me understand how good or bad the quarterly results, and because of timing, the annual results for 2025?

It seems like we had a really good year but I can be reading this wrong. But I'm getting upset that it looks like we had a good year but I know the compensation numbers are horrible this round. And if that's the case, they do not in fact pay for performance.

I’m debating whether to sell my UNH stock now or wait until after the earnings report. If it’s going to tank next week, I’d rather sell it now and be done with it.

i'm feeling very, very positive about this next meeting. hang in there and brace for success !!! 60for6